Category Archives: Personal Finance

From the Classroom to the Workplace: How to make it happen

The young grad entering the hot occupation isn’t necessarily on the road to success. That is unless one also has an effective career plan, job experts say. Although the job market for recent grads has improved, they say, college major choices are critical. But so are internships and part-time jobs during college. Don’t wait until…

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Distaff Dollar Decisions Distress Ladies

Here’s why your wife or significant other is prematurely graying. Women between the ages of 50 and 64 are the most likely to pace the floor at night worrying about money. And most of us are spooked by money. Those are some of the findings of a new CreditCards.com poll that showed “about six out…

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Rolling Snake Eyes in Albany and Trenton

Gambling will always be us, but governments, through their state sponsored games make it worse. That’s my verdict in the states of New York State and New Jersey, where the government is intimately involved in everything from casinos to lottery games and everything in between. Almost all other states have fallen for this sucker’s play,…

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The Failure of a “Government Enterprise.” A Periodic Series on Governments Trying to Run Businesses. Part 6: The Triumph of the Goo-Goos: Subways in the State Era

Are Goo-Goos Part of the Problem? The Goo-Goos, the “good” government who allied themselves with the mainstream pols of the 1920s and 1930s, had won. After World War II the subways would be a state enterprise and there was no going back to the private management companies. Today, the Straphangers Campaign is a descendant of…

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Giving to the Government with Both Hands: Why not take home more of your money each pay period?

No one, the eminent Judge Learned Hand wrote, has to pay one cent more in taxes than obligated. However, millions of Americans have been doing that for years. That’s even though Uncle Whiskers and his merry band of persistent publicans always seem to be looking for Americans to pay more and more for a large…

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Charge! : Are millions of Americans charging into financial disaster? Credit card levels approach recession numbers

“They learned nothing and they forgot nothing.” (What was often said of the Bourbon kings, some of the worst monarchs in European history). Millions of Americans are acting like Bourbon kings. They may have remembered the financial crisis of 2008—and the huge number of consumer defaults that followed it in the next year—but they apparently…

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