“It is the savings of individuals which compose the wealth—in other words, the well-being—of every nation. On the other hand, it is the wastefulness of individuals which occasions the impoverishment

“I don ‘t know how much I ‘m paying for various things. I don ‘t know how much interest I‘m paying on my credit cards. I don‘t want to know

“Dear, BrandX Loan Company, we have no equity left in our house, can we still refinance our home?”“So why wait?” [Relentless tube sales pitch]“No money down. Just sign and drive

They’re after your property. They’re after your assets. They’re after your earnings. Indeed, from the first day you start earning money until the last day that you can earn money until

CONTENTS Intro: The Woes of Judy Could Someday Be Your WoesSection 1: Building AssetsChapter 1: Lots of People Want Your AssetsChapter 2: Consumerism, Smart and DumbChapter 3: Budgeting: The Dull Subject

New York City government, the same as many other big cities, loves and hates them but can’t live without non-profits. The city relies on non-profits, spending billions on them