America’s crown jewel government retirement program, Social Security, has been mismanaged. Assets, many of which have been “borrowed” by governments over the years are insufficient to pay promised benefits in

When pols who can’t control their spending, decide they must take more out of the taxpayers, they often end up with fewer taxpayers. Indeed, here in New York the state and

The average American taxpayer is receiving a tax refund of about $3,000 this year. Some are delighted. I ask a question. Why? What this person did, over the course of the previous

When a government imposes higher costs on business by increasing taxes, generally you will get less of that thing. When you cut costs or taxes, then you get the opposite:

(Editor’s note: I wrote this column some two years ago, detailing the woes of government enterprise, since that time things have changed: They have become much worse. For instance, owing

It is the contradiction of love and marriage. You’re in love and about to marry. You know it is important to talk about money before you wed, but you put it