“Stocks? We Don’t Need No Stinking Stocks!” Avoid one of the biggest mistakes of personal finance

Millions of Americans are making this mistake. And likely so are millions of others in the advanced welfare states of the West. And yet it is one of the big reasons why many people will never accumulate substantial assets, never achieve financial independence and possibly must ride the wretched rush hour E-train for more years…

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Nice terrorist attack

Reversing the Suicide of the West? Terrorist attacks around the globe won’t end unless extraordinary men and women come forward

How many more attacks, how many more children killed, how many more Western ideas of tolerance will be trampled on before the leaders of the biggest nations say enough and stamp out the sources of these horrific acts? As we wail for the dead and wounded of Nice, as we become inured and hardened to…

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Why the Financial Services Industry Is Failing the Next Generation

Many young people never seem to begin saving and investing because veteran advisers don’t understand them. They don’t understand their needs. They don’t understand their culture. They don’t understand how they connect and communicate. So today we have the great anomaly of the financial services industry: Those who have lots of assets, and often need…

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Credit Card Debt

Cardholders Living on Borrowed Time: Are you ready to pay more?

You’ve been gambling on continued dirt cheap interest rates for years and you have been able to survive. You’ve become used to not having to pay high interest rates. You’ve been taking a big gamble. Now is the time to stop gambling. That’s because all good things come to an end, even relatively low interest…

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The Road to Financial Independence: Production First, Consumption Later

The right order is critical in achieving financial independence Often success in a task comes not only from doing something, but doing it in the right order. Doing things in the proper sequence is critical to financial independence. And the latter represents the best thing money can buy—freedom from money worries. That’s something that tens…

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I Want Both of Them to Lose!: “You Must Vote for a Democrat or Republican.” Asks Why and Offers a Plea for Electoral Reform

Hillary Clinton, the Democratic party presidential nominee has some of the highest negative ratings since polling began. That is except for Donald Trump, the Republican party presidential party nominee. His negative numbers are even higher. A No Vote of Confidence Tens of millions of Americans dislike one or both of these candidates. I hold my…

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