Category Archives: Personal Finance
The Dull Subject That Can Save Your Life
The following is a chapter from our book, MoneySense, which is available from Amazon. “I don‘t know how much I‘m paying for various things. I don‘t know how much interest I‘m paying on my credit cards. I don‘t want to know what I‘m paying for all these things. And Judas Priest! How did I run…
I Can’t Retire This Year: What Do I Do? The possible answer to insufficient savings, retire a little later.
Someone is a decade or less from retirement. He or she wants to retire at age 62 but lacks sufficient resources. This is a problem many people are facing and they bring the problem to advisors. “I’ve had clients who had the retirement bug and I had to tread very carefully with them. Sometimes clients…
Welcome to Freelance America: Working for someone else is no longer the goal for millions of Americans
Down with the corporation! A revolution in how Americans work will continue over the next two years. Millions of workers are happily leaving corporations and becoming self-employed, a new report says. “Climbing the corporate ladder is no longer the American dream. Over the last years a significant mindset shift has taken place and with it…
Twenty Somethings Getting Out from Behind the Eight Ball: How Grads Can Refinance Student Loan Debt
(Editor’s Note: GregoryBresiger.com welcomes a guest columnist who offers some effective strategies for one of the biggest problems facing young people: student debt.) By Nate Matherson. Got student loans? It’s nearly impossible to get a college degree these days without taking on student debt. In fact, six out of 10 students have student debt and…
The Battle Over Who Gets or Shares the Tip: U.S. Labor Department, labor groups battle over an old custom in the United States
Tipping, how restaurants allow gratuities, is a good practice that should continue despite controversy, says a waiter and now labor leader. Joshua Chaisson, a veteran server in Maine and one of the leaders of the recently formed Restaurant Workers of America, says providing good service is an entrepreneurial activity. It is one that leads to…
“Don’t Worry–I’ll Get to It One of These Days”: Yet most never do and often live to regret it
“Yes, I am going to get started saving and investing. Yes, I know it is important for my future and my family’s. I’m going to get started soon. Maybe next year.” Just the other day I heard this from a friend who keeps meaning to set up an Individual Retirement Account (IRA) but never does.…
