Author Archives: Gregory Bresiger

“Don’t Worry–I’ll Get to It One of These Days”: Yet most never do and often live to regret it

“Yes, I am going to get started saving and investing. Yes, I know it is important for my future and my family’s. I’m going to get started soon. Maybe next year.” Just the other day I heard this from a friend who keeps meaning to set up an Individual Retirement Account (IRA) but never does.…

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You Must Help Yourself—-A Call for American Self-Improvement: New book argues for economic self-liberation

Title: The Memo Subtitle: Five Rules for Your Economic Liberation By John Hope Bryant (Berrett-Koehler, Oakland, California, 115 pages, $24.95). Millions of poor or middle-income Americans didn’t get the memo, a message of self-improvement and self-realization. The author warns that it is up to them to improve themselves. They must take the most basic steps…

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Learn from the Mistakes of Other Individual Investors: Don’t destroy yourself. Part 2

Why do so many individual investors have ants in their pants? Why do so many investors make the wrong moves, switching in and out of funds and stocks, many of them quite good if held for the long term? Many investors haven’t forgotten 2008. In 2008, the average investor was hammered. Most indexes lost 40…

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Learn from the Mistakes of Other Individual Investors: Don’t destroy yourself. Part 1

Just shoot me. Better yet, I’ll just shoot myself. That’s what the average investor often does, many financial professionals say. As markets were on a roller coast ride recently, somedays dropping more than a thousand points, financial pros cautioned that average investors are easily spooked. Joe Blow average investors wrongly jump in and out of…

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Sid Mittra, one of the leaders in the financial planning movement, is a son of India. He recently returned to the subcontinent and provided a fascinating portrait on the changes in his native land. 

Introduction: This note reflects my personal views, developed during my recent two-week visit to India. In expressing them, I wore different hats: as an economist, a recognized financial planner, a person born and raised in India for over a quarter of a century, an immigrant living six decades of professional and retired life in the…

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A Growing Economy Could Be Bad for You: Make sure that this isn’t you.

Rising interest rates, normally the sign of a booming economy, could hurt millions of vulnerable credit heavy households. Some market and credit card industry observers warn that many people suddenly might not be able to pay their bills as in the last downturn. What happens, they ask, if millions of people, as in the financial…

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